This is a non-government program tailored to offer support to the hospitality industry who have encountered financial hardships. We acknowledge the significant challenges these essential businesses face, including extended hours, health risks, and the stress associated with patient care during recent global events.
In partnership with American Debt Relief, we strive to provide the necessary support for hospitality professionals. This program is designed for direct hospitality providers and support staff who are navigating financial difficulties.
Program Features:
• Potential debt relief up to $800,000 for qualified hospitality professionals.
• Prompt processing, aiming for fund disbursement within 10 days post-application approval.
• Accepting applications through 2025.
• Eligibility is determined based on demonstrated financial hardship.
• Options available for both debt relief and debt consolidation to suit different needs.
Commitment to Hospitality Industry:
This program is committed to supporting hospitality businesses by potentially easing the financial burdens they face. It stands as a recognition of their invaluable service and dedication during challenging periods.
Please Note:
Individual results may vary based on circumstances. Participation in this program requires meeting specific eligibility criteria as outlined in our application guidelines.
Up to $800,000 in business loans for eligible hospitality businesses
The Hospitality Capital Access Program is tailored to offer financial support to hospitality professionals who have encountered financial difficulties. Open to a broad spectrum of roles within the hospitality industry, this program recognizes the diverse challenges faced by these essential workers:
Employment in the Hospitality Sector:
Eligibility is extended to individuals employed across various capacities in hospitality, including direct providers, support staff, and administrative personnel. This includes those working full-time, part-time, or on a contractual basis.
Financial Hardships:
The program is designed to assist hospitality professionals who have faced financial hardships due to any reason. This could include challenges such as increased work hours, heightened health risks, or other work-related issues that have impacted their financial stability.
Broad Eligibility:
Aiming to include a diverse range of hospitality businesses, the initiative does not impose strict limitations based on the specifics of employment contracts or the structure of the hospitality entities.
The goal is to provide meaningful financial support to those engaged directly in the hospitality sector, acknowledging their dedication and addressing the financial burdens that can affect their professional and personal lives. This initiative serves as recognition of the invaluable contribution and commitment of hospitality businesses workers, seeking to ease the financial stresses they face.
The HCAP underwent several changes and has many technical details, including how to determine qualified wages, which employees are eligible, and more. Your self-employed specific case might require more intensive review and analysis.
The program is complex and might leave you with many unanswered questions.
We can help make sense of it all. Our dedicated experts will guide you and outline the steps you need to take so you can maximize your financial relief claim up to $700,000
5,230
Restaurants Enrolled
$93,457,037
Accessed Capital
749,000
Qualified Restaurants
• Thorough evaluation regarding your HCAP eligibility.
• Comprehensive analysis of your self-employed claim.
• Guidance on the claiming process and documentation.
• Specific program expertise that a regular CPA or payroll processor might not be well-versed in
• Fast and smooth end-to-end process, from eligibility to claiming and receiving refunds


• Quality control over all HCAP applications.
• Full understanding of the HCAP rules and regulations.
• Continuous improvement on guideline interpretations.
• Advanced payment options results in direct deposits in 10 days or less.
1. We help you determine whether you qualify for the HCAP Program.
2. We analyze your claim and compute the maximum amount you can receive.
3. Our team guides you through the claiming process, from beginning to end, including proper documentation.
DO YOU QUALIFY?
Answer a few simple questions.
The Hospitality Capital Access Initiative is a targeted program aimed at providing financial assistance to businesses in the hospitality industry, such as restaurants, grappling with economic challenges. Recognizing the extraordinary pressures faced by these businesses, including decreased customer traffic, mandatory closures, and the challenges of adapting to new regulations, this initiative offers a lifeline to sustain and revitalize the hospitality sector.
• Up to $700,000 in business loans for eligible hospitality businesses
• Rapid processing with loan funds disbursed within 10 days of application approval
• Eligibility based on increased financial burden
• The initiative offers access to capital at low-interest rates
• The application deadline is set for April 14, 2025, ensuring ample time for businesses to apply
This initiative is not only a benefit but a testament to the value and resilience of the hospitality industry during these challenging times, providing businesses with much-needed financial support and resources.
Yes. Under the Consolidated Appropriations Act, businesses can qualify for the HDRP even if they already received a PPP loan.
The Hospitality Capital Access Initiative is a targeted program aimed at providing financial assistance to businesses in the hospitality industry, such as restaurants, grappling with economic challenges. Recognizing the extraordinary pressures faced by these businesses, including decreased customer traffic, mandatory closures, and the challenges of adapting to new regulations, this initiative offers a lifeline to sustain and revitalize the hospitality sector.

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Consent to Contact:
By submitting your email address and phone number in the forms on our site, you are giving your express consent to receive occasional emails and SMS text messages from us. These communications may include special offers, updates, and other relevant information related to our debt relief services.
Not a Government Program:
Please be aware that our services are not affiliated with or endorsed by any government agency. Our debt relief program is an independent initiative designed to assist individuals in managing and reducing their debt.
Impact on Credit Score:
Please note that participation in our debt relief program may have an impact on your credit score. We recommend discussing this with our advisors to understand how our services may affect your financial situation.
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